uob individual banking
uob individual banking
Blog Article
UOB Financial institution provides a variety of particular banking solutions intended to meet up with the financial requirements of individuals. Beneath is an in depth overview to help you comprehend The main element features and choices.
Sorts of Accounts
Price savings Account: This account helps you to lower your expenses whilst earning interest.
Features: Easy accessibility, curiosity earnings, minimum fees.
Advantages: Safe spot for your cash, likely progress by means of interest.
Present-day Account: Perfect for every day transactions and managing fees.
Characteristics: Checkbook facility, overdraft safety.
Benefits: Easy for regular payments and withdrawals.
Preset Deposit Account: For the people trying to earn better curiosity fees above a hard and fast time period.
Features: Mounted term deposits, increased interest costs in comparison to price savings accounts.
Rewards: Safe expense solution with predictable returns.
Financial loans
Private Financial loans: Unsecured financial loans that can be utilized for several functions like schooling or dwelling renovation.
Varieties:
Installment Loans
Credit rating Strains
Benefits: Flexible repayment terms, competitive curiosity costs.
Dwelling Financial loans: Tailored options for getting residence or refinancing present home loans.
Styles:
Preset Rate House Mortgage
Floating Charge Property Financial loan
Gains: Distinctive plans to suit person requirements, appealing prices.
Credit Cards
UOB offers An array of bank cards catering to unique life and expending patterns:
Benefits Cards: Earn details on just about every acquire which may be redeemed for gifts or vacation miles.
Cashback Cards: Get cash rebates on day to day paying out for example groceries and dining out.
Vacation Cards: Special Added benefits like air miles accumulation and journey insurance coverage protection.
Expenditure Providers
For people enthusiastic about expanding their prosperity by way of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Appropriate for long-phrase growth aims.
Structured Deposits * Brings together the characteristics of traditional deposits with financial commitment goods. * Likely larger returns but with a few risk concerned.
Coverage Items
To safeguard yourself and your family from unexpected events:
Existence Coverage * Offers economic protection in the event of Dying or critical sickness. * Could also function a price savings tool with regards to the coverage preferred.
Health and fitness Insurance coverage * Covers health-related bills like hospitalization expenditures. * Important for mitigating significant Health care charges.
Digital Banking Providers
Ease at your fingertips by means of digital platforms:
Web Banking
Enables you to handle your funds on line:
Perspective account balances and transaction heritage
Transfer cash among accounts or pay out payments
Apply for new products and solutions (financial loans/credit cards)
Cell Banking
Banking on-the-go by means of mobile click here applications:
Swift balance checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these thorough offerings, UOB aims to offer customized banking solutions that cater specially to specific specifications though making certain convenience and protection in all transactions.